Chevy Chase, Kensington and Silver Spring Maryland real estate listings, home buying, selling and relocation information

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For Buyers: Chevy Chase, Kensington and Silver Spring Maryland home buying, real estate listings, and homes for sale in Montgomery County, MD

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About Appraisals >Lender Appraisal

Many sellers think that the price of their home is determined solely by what they are willing to accept and what the buyer is willing to pay. However, there is one more variable that can affect the sale of a home assuming that a bank loan is involved -- the lender's appraisal.

To protect the interest of their investors, the buyer's mortgage lender hires a licensed appraiser to give an independent, objective opinion of what the property is worth. The appraiser compares the house with similar homes in the neighborhood that have recently sold. Square footage, amenities and the condition of the home are taken into account. Renovations and home improvements made by the seller usually add value to the home, while defects such as needed repairs or code violations decrease the property's value. The seller's real estate agent can provide the appraiser with up-to-date information about neighboring homes that have sold to support the seller's asking price.

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Q	Which islands are considered the largest islands in the US?
A	The Hawaiian Islands with 10,456 square miles are followed by Kodiak Island in Alaska at 9,510 square miles.
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Hope and Eric Peek, REALTORŽ, real estate agents and broker for Chevy Chase, Kensington and Silver Spring Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Hope and Eric Peek
RealtyForce
8717 Susanna Lane
Chevy Chase, MD. 20815
Phone: 301-656-2690
Hope Cell: 301-728-7234
Eric Cell: 301-728-7426
Fax: 301-656-2703
Email: hopeandericpeek@NUMBER1EXPERT.com
We have been Realtors for over 20 years; Eric got his licenses in 1986, and Hope got her licenses in 1988. We were married in 1997 and have worked as a team with RE/MAX Realty Services from 1997-11/2008. We wanted to offer more personal service to our clients and moved to RealtyForce in Bethesda in the beginning of November 2008. We have lived in Chevy Chase for just about 10 years and we are your neighborhood Realtors. With a smaller company, we have an advantage of being able to pass on some of the savings directly to the client. For example, we do not charge any extra administrative fees that many larger companies charge. We are licensed in all 3 jurisdications DC/MD/VA. Hope has her Graduate Realtor Institute (GRI) designation and both of us have our Certified Residential Specialist (CRS) designations. We cover a large geographic area, since we were individual Realtors first for 9+ years before we were married. One of us is always available to help you with any of your Real Estate needs. We have a large list of contacts such as home improvement contractors, lending institutions, home inspectors, and network with many buyers, sellers and Realtors. Hope and Eric are graduates of the University of Maryland. Our enthusiasm, energy and knowledge of Real Estate assure you that you are working with the right Realtors.

www.HopeandEricPeek.com is brought to you by Hope and Eric Peek
NUMBER1EXPERTS™ in real estate for Chevy Chase, Kensington and Silver Spring, Maryland

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