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"Hope went out of her way to be helpful. She was always available and always cheerful. She made a huge difference for us."
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The Best Mortgage Calculators On the Web! Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep... Will Buying Points Save You Money?
Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.
Definitions
- Term
- Number of years for this mortgage. Most common terms
are 15 years and 30 years.
- Mortgage amount
- Total balance for your mortgage.
- Interest rate
- Annual interest rate for this mortgage without purchasing any discount points.
- Years in home
- The number of years you expect to live in this home or the number of years before you refinance your mortgage.
- Principal and interest
- Monthly principal and interest (PI) for this mortgage.
- Points rate
- Annual interest rate for this mortgage with discount points.
- Points
- The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. |
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Hope and Eric Peek
RealtyForce
8717 Susanna Lane
Chevy Chase, MD. 20815
Phone: 301-656-2690
Hope Cell: 301-728-7234
Eric Cell: 301-728-7426
Fax: 301-656-2703
Email: hopeandericpeek@NUMBER1EXPERT.com
We have been Realtors for over 20 years; Eric got his licenses in 1986, and Hope got her licenses in 1988. We were married in 1997 and have worked as a team with RE/MAX Realty Services from 1997-11/2008.
We wanted to offer more personal service to our clients and moved to RealtyForce in Bethesda in the beginning of November 2008. We have lived in Chevy Chase for just about 10 years and we are your neighborhood Realtors. With a smaller company, we have an advantage of being able to pass on some of the savings directly to the client. For example, we do not charge any extra administrative fees that many larger companies charge.
We are licensed in all 3 jurisdications DC/MD/VA. Hope has her Graduate Realtor Institute (GRI) designation and both of us have our Certified Residential Specialist (CRS) designations. We cover a large geographic area, since we were individual Realtors first for 9+ years before we were married. One of us is always available to help you with any of your Real Estate needs. We have a large list of contacts such as home improvement contractors, lending institutions, home inspectors, and network with many buyers, sellers and Realtors. Hope and Eric are graduates of the University of Maryland. Our enthusiasm, energy and knowledge of Real Estate assure you that you are working with the right Realtors.     
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